In case you don’t know it already, a comprehensive car insurance plan is the best cover in terms of protecting your vehicle wholly. This is due to the reason that comprehensive car insurance plan covers third-party legal liability claims as well as any damage or loss to your vehicle in the event of an accident. There are some important factors or parts or conditions that are not covered under the comprehensive car insurance plan by any insurer.
However, you can still bring them under coverage by opting for a number of additional covers with your car insurance plan by paying an additional premium. Let’s find out some of the effective add-on covers that you must pay attention to if you are highly concerned of your total protection.
Zero Depreciation Cover
This add-on cover is incredible in terms of the replacement or repair expenses of rubber, plastic, glass and other materials which would otherwise not be covered under your regular car insurance plan.
Engine Protection
Due to the foul monsoons, you can incur destructive outcome as it can leave your car's engine and your lacrimal glands susceptible to flooding. Engine protection add-on cover, therefore, protects the engine of a car in case of any possible damage due to any possible reason.
NCB Protection
NCB Protection add-on cover is significant if you want to continue enjoying a discounted premium on your No Claim Bonus year-after-year, even after filing a claim during the policy period.
Invoice Cover
Invoice Cover add-on is recommended if you want to get as much as the car's on-road price or Insured Declared Value (IDV), in case of total loss such as a theft or a really terrible accident.
It’s always advisable to make sure that the car policy you are purchasing is best in terms of coverage and affordability of premium. GIBL.IN can help you find the best cover for your car and the best add-ons that there is an offer from a number of top motor insurance companies for your car insurance plan.
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