4 Things You Didn’t Know Your Health Insurance Benefits Included

There are certainly more than a few benefits of a good health insurance plan. However, there are still a number of benefits that you didn’t know you could avail of with a good mediclaim policy. Let’s check out these 4 top benefits of a health insurance plan you didn’t know were parts of health policy coverage.

1. Attendant Allowance: A number of General Insurance Companies provide with attendant allowance to adults accompanying the insured at a hospital. This allowance is offered on condition that the insured is a child. In the majority of the cases, the number of days against which an insurance company offers the attendant allowance is fixed. For example, Happy Family Floater Health Insurance Plan from Oriental Insurance provides an attendant allowance of Rs. 500/day for up to 10 days.
2. Daily Hospital Cash Allowance: Health Insurance Companies in India provide extra financial protection so that you can take care of the expenditures that are not covered under the health insurance policy, as the expenses for traveling and food. For example, Hospital Daily Cash Policy from State Bank of India provides a daily cash benefit of up to Rs. 2,000/- per day. This amount can go as high as Rs. 4,000/- per day in the case of accidental hospitalization and ICU.
3. Domiciliary Treatment: There is a number of health insurance providers that have increased their health insurance coverage to comprise the treatment that is taken at home under medical administration. Nevertheless, insurance companies have limited the amount and the number of days against which the benefit can be obtainable. For example, Max Bupa Heartbeat Silver Policy offers domiciliary treatment overage for up to Rs. 15,000/- only. 
4. Free Health Checkup: Additional advantages of health insurance policies include free of cost periodic health checkups to their policyholders subsequent to every 4 or 5 claim-free years. Cashless health checkup is offered by the insurance companies under the condition that the tests are done at impaneled hospitals or medical centers.

So if you are looking for the best health insurance policy that offer you the widest range of coverage, you can click here and grab the best deal from the top health insurance companies in India.

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