Get More Coverage with Car Insurance Add On Covers

Of late, many car insurance companies in India have come up with a range of add-on covers that enhance the coverage provided by a comprehensive car insurance plan. If you are not satisfied with the existing coverage of your car insurance plan you can avail these add-on covers on your insurance renewal of car for an additional premium. However, there are many add-ons covers available in India, so you have to be selective and buy those add-on covers that your car needs. Different providers of online car insurance in India come with a different set of add-on covers; you have to compare car insurance online companies’ offerings in terms of add-on cover. By choosing the right car insurance add-on cover, you can drive your car without any worries. Here is a rundown of some of the most useful car insurance add-on covers.

NCB Retention Cover

In case your insured car gets damaged but you refrain from making any claim on your car insurance plan, you are eligible for No Claim Bonus. Many owners of a car in India accumulate up to 50% NCB and use that amount to reduce their car insurance premium. However, a single claim can nullify the entire NCB and this is where the NCB retention cover comes into play. If you buy this add-on cover, you can keep your NCB intact even if you make as many as two claims in a year.

Roadside Assistance Cover

Those who drive a private car in India, more often than not, come across a situation where they remain stranded in the middle of nowhere due to car breakdown. This type of car insurance add-on cover provides emergency towing services, fuel re-fill services, and the likes so that owners of the insured car doesn’t have to remain stranded.

Engine Protect Cover

This motor insurance add-on cover spares owners of the car the horror of burning a huge hole in the pocket for repairing or replacing costly car engines. Even if the engine failure is a consequential loss, this add-on cover pays out the required compensation in full. People living in flood-prone areas should avail this motor insurance add-on cover.

All these car insurance add-on covers provide enhanced protection in excess of the coverage provided by a comprehensive car insurance plan. You can buy these add-on covers at the time of your insurance renewal of car.

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