Car Protection Tips to Safeguard Your Vehicle This Diwali

 

We're getting ready to celebrate the festival of light with a lot of pomp and ceremony, delicious food, and pleasant presents as it approaches. This is the time of year when we light candles to symbolize the enlightenment of the soul and the triumph of good over evil.

Diwali is the festival of lights, which is celebrated with great zeal. This event brings joy and provides an excuse for social gatherings. Fireworks, on the other hand, is an essential part of the Diwali celebration. Most people take safety precautions for themselves, but frequently overlook their vehicle's protection.

If you don't take precautions, the firecrackers may cause harm to your vehicle, ruining the party spirit. It is entirely up to you to take the best possible care of your vehicle. As a result, it is recommended that you park your car in a covered place, keep windows closed, and take other precautions to avoid such unpleasant situations. Most significantly, make sure you have an active comprehensive car insurance policy to alleviate the stress of financial loss during Diwali. If your car insurance coverage is about to expire, Diwali is an excellent time to renew it. Now let's look at safety advice for keeping your car safe during Diwali.

Park your vehicle in a covered parking lot

During Diwali, there are many fireworks in the sky; children in the society compound or on the road like playing with crackers, which can cause external damage to parked cars. Furthermore, fireworks leftovers might cause a fire, resulting in disasters such as bursts or substantial damage to your vehicle. As a result, you should not take any chances and park your automobile in a basement or other enclosed place away from fireworks.

Avoid using a car body cover

Many individuals use body covers to protect their cars from dust. However, you should avoid doing so around Diwali because these covers are not fireproof and are prone to catching fire. Any firecracker or blazing rocket that comes into touch with the automobile body cover might cause a serious fire, which can severely damage your vehicle.

Keep the windows of your car closed

When you're parked or on the road, make sure the car windows are closed. The inside of cars is flammable and can readily catch fire if a firework approaches the vehicle. Keeping the windows shut reduces the risk of catching fire by preventing fireworks from entering the car.

Always have a portable fire extinguisher with you

Car owners should maintain portable fire extinguishers in their vehicles as a precaution. This can help you avoid a serious mishap. A fire extinguisher can also come in helpful if your car catches fire for whatever reason, preventing damage or injuries.

Stay alert while driving

Stay thoroughly aware of your surroundings while driving during Diwali. Keep an eye out for persons who are setting off firecrackers near you, as this might cause confusion and lead to an accident. Most importantly, make sure your vehicle's fuel pipe is kept at a safe distance from any nearby firecrackers.

Do not mix drinking and driving

Many folks drink to commemorate the happy occasion with their pals. Make sure you don't drink alcohol before driving during Diwali, as you won't be able to keep focused on the road and could be risky. Furthermore, drinking and driving are unlawful, and you will be unable to file a claim for damages to your vehicle under your car insurance policy.

Keep a first-aid kit in your car

Crackers can cause severe burns and accidents. As a result, it's a good idea to keep a first-aid kit box in the car in case you get harmed or suffer burns from firecrackers. Playing with firecrackers should be done in an open environment with plenty of open space. You should be concerned for the safety of yourself and your loved ones, as well as ensure that your celebration does not harm others in society.

Final words

Driving has a certain amount of risk, especially when traveling great distances in uncharted territory. Road accidents are on the rise at an alarming rate, and repair shops aren't always easy to find. In such a situation, a great deal of thought and preparation is required in order to plan a safe and worry-free road journey.

Your vehicle's safety should always be a top priority. Even if you're in the mood to party around Diwali, make sure you take all necessary precautions to protect your vehicle. Even a small amount of irresponsibility can result in serious consequences, such as having to pay for car damage. If your policy is about to expire, consider renewing it with GIBL.IN and enjoy attractive discounts on premium.

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Why to Renew Your Car Insurance Policy with IFFCO Tokio?

 

IFFCO Tokio car insurance policy comes in two plans, namely: Third Party Liability Only Car Insurance and Comprehensive Car Insurance Policy or, also known as the Package Plan. However, there are still some add-on covers you can always go for to extend your car insurance coverage. Check out the benefits and coverage that you can enjoy if you opt for IFFCO Tokio car insurance.

Key Futures and Benefits of IFFCO Tokio Car Insurance

The package plan, also known as the comprehensive coverage from IFFCO Tokio car insurance ensures protection against all the possible catastrophes in the future. The package plan covers the below-mentioned conditions in insurance:

• The policy covers any damage to the vehicle due to various natural calamities such as inundation, cyclone, landslide, hurricane, typhoon, hailstorm, explosion, earthquake, fire, storm, tempest, rockslide, self-ignition or lightning, flood, frost, etc.
• In case of any loss or damage to the vehicle due to the various manmade calamities such as theft, accident by external means, strike, riot, burglary, malicious act, any damage caused to the vehicle whilst it’s in transit via rail, road, lift inland waterway, elevator, air, etc.
• Personal Accident Cover: IFFCO Tokyo car insurance package policy comes with a personal accident cover of Rs. 2 lakh for individual owner-driver of the insured vehicle while traveling in, mounting, or dismounting from the vehicle. The cover is offered in case of death and any sort of permanent disability.
• Third-Party Legal Liability: Third party policy offers extensive protection against legal liability coming out of any accidental damages causing death, injury of a third party person. The policy covers any damage to the third party property up to an amount of Rs. 7, 50,000/-.
• IFFCO Tokyo car insurance offers reimbursement of expenses up to Rs. 1,500 following an accident to the insured vehicle. The compensation is paid for the protection, towing/removal, and redelivery of the car.
• IFFCO Tokio also offers various other significant extension covers are also available on the basis of the additional premium amount.
• Personal Accident Cover for unnamed passengers.
• IFFCO Tokyo car insurance also covers damage or loss to electrical/non-electrical accessories and to LPG/CNG fuel kit.
• The company offers wider legal liability cover for conductor/ driver.

On the basis of the coverage of IFFCO Tokio car insurance, you must select the plan and additional cover as per your requirement and budget. However, it is always advisable to compare different car insurance plans online to avail the best coverage for the best price. You can click here to avail the best car insurance policy online.

 

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Why to Never Buy Car Insurance from the Car Dealer?

There is no doubt about the fact that the whole process of insurance buying is smooth, more convenient and hassle-free when it is done through the car dealer. All that you have to do is one – say yes, two – sign the papers and three – pay whatever premium the dealer asks you to pay. Even though the procedure may appear cool and sleek, there is, however, a huge negative aspect to this. The possible problems that you could face if you choose to buy car insurance via the dealership route are mentioned below.

Premiums Could Be Costlier: Frankly speaking, car dealers get into tie-ups with the insurers. They enter into arrangements with insurance companies and they represent aspects like claims and servicing etc, apart from premiums.

These, in turn, get passed on to the car dealers along with the outline of a range of expenses. The total payment that a car dealer may receive from an insurer can soar as high as 40%. This will have an impact on the premium that you are supposed to pay. And for customers, this can render into high premiums.

Very Few Options to Choose from: You must keep in mind that a dealer’s main objective is to sell cars – not insurance. This is the reason why a car dealer will not be able to provide the policy buyer with too many options for insurance. If the dealer is associated with two or three insurers, the dealer is only going to be able to provide policies offered by those companies only. Since it will not offer options beyond their plans, it will restrict the customers on the type of policies they can procure.

Offered Add-ons May Not Fit Your Requirements: When it comes to picking any car insurance add-ons, you must keep in mind your specific requirements as well as of the car. It has been observed that the sort car insurance add-ons the dealers offer do not match the car owner's requirements. Given that the dealers work on a commission basis, they may be tempted to put those add-ons on the table that generate them the highest earnings. Also, the cost of add-ons can be higher since the dealers have limited discounts to offer their car buyers.

So you must keep in mind that you refrain from buying car insurance from the dealer and make sure that you compare various car insurance policies online to avail the best deals. If you want to renew your car policy at the lowest premium with broad coverage and attractive add-ons, simply click here and grab the best deals.

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