HDFC ERGO Car Insurance

 

Is HDFC ERGO Car Insurance Reliable?

Car insurance should be given just as much importance as buying a new car. Because when you encounter a grave problem such as an accident, your car insurance plan will be the one to get you out of the financial crisis or the burden of legal liabilities. So you must consider the best car insurance policy for the sake of your own security because accidents don’t occur with a prior phone call. It’s always better to be prepared and have precautions.

Car insurance policies from the HDFC ERGO General Insurance Companies are specifically designed to provide comprehensive protection on your vehicle, 24x7 customer assistance, cashless repairing through the largest network garages, etc. You can buy or renew the HDFC ERGO car insurance policy instantly online by simply visiting the official portal of the company.

Benefits of HDFC ERGO Car Insurance Online

HDFC ERGO provides you with a number of special advantages with their car insurance plans. Find out some of the best benefits under HDFC ERGO car insurance policy online.

Round the Clock Support

In exchange for the HDFC ERGO car insurance policy, you are offered 24x7 Claim Assistance

Quick Approval on Claims

The estimated approval time on claims is within 24 hours, of vehicle reaching garage

Instant Policy

HDFC ERGO offers paperless documentation and quick approval for their car insurance policies and this enables you to download your policy documents on successful payment of the premium online. Therefore you are given the benefits of insuring your car instantly.

Cashless Claim Service

HDFC ERGO car insurance allows you to avail of cashless claim service with over 5300+ authorized networks of garages all over India.

No Claim Bonus (NCB)

Under HDFC ERGO car insurance policy, you can as well avail no claim bonus for every claim-free year.

Buy or Renew Policy Online

Wherever you go, you can always use your mobile app or the browser for the instant buying or renewal of HDFC ERGO car insurance online.

HDFC ERGO Car Insurance Coverage

HDFC ERGO General Insurance has the following coverage on offer along with their car insurance policy online.

Own Damage to the Vehicle Caused Due to:

• Flood, earthquake, landslide, storm, rockslide
• Accident by external means
• Fire, explosion, self-ignition, lighting
• Housebreaking, theft, burglary
• Strike, any malicious act, terrorism
• Transit by inland waterway, rail, road, lift, etc

Personal Accident Cover

• Personal accident cover takes care of the costs incurred during medical treatment of the driver. However, you can opt for personal accident cover for the protection of the occupants by paying additional premium under HDFC ERGO car insurance online policy.

Third-Party Legal Liability Cover

• Accidental death or injury to any third party
• Any damage incurred to the property of a third party

After the above discussion, it should be quite clear that it’s worthy to avail HDFC ERGO car insurance policy online for comprehensive protection. Make sure you choose the best coverage. However, you can opt for some add-on covers with your policy to cover a number of factors that are not already covered within your policy. You will be required to pay an extra premium for that.