Wondering Why Your Car Insurance Claim Got Rejected?

Nothing can be worse than the rejection of your car insurance claim especially when you are in need. It’s not uncommon for car insurance companies in India to deny your car insurance claim. You have to be careful about some specific aspects while filing a claim against your car insurance policy. Here are some of the most important reasons as to why your car insurance claim could be rejected.

• False Claims: The reason why you buy car insurance online or compare car insurance policies is certainly that of the financial protection in times of trouble. But, many are seen to make false claims regarding their car insurance policies to make profits or in order to gain extra coverage. Car insurance companies may reject your claim if they find out your provided information to be false. Moreover, you may be subject to legal action if the car insurance company finds you guilty of providing false information.
• Misleading Statements or Facts: This is one of the most common reasons why your car insurance claim could get rejected. It is your responsibility to keep your car insurance online provider up-to-date regarding the vehicle insured. Any misleading documents or statements may result in the denial of your car insurance claim. If the car insurance company is not correctly informed regarding the accident, car, or the rider, your car insurance claim could get rejected.
• Unlawful Acts: You must make sure that you have not committed any unlawful acts while filing your car insurance claim. If the rider is found guilty of driving under intoxication, riding without valid license etc. the car insurance policy claim can get rejected immediately.
• Faulty Vehicle: The car insurance company can reject your claim if your car is not in a good condition. It is necessary to make sure that your car is in perfect working condition while filing a claim to the car insurance company.
• Claim Coverage: There are many examples where the policyholders file a car insurance claim against something which is not covered under their car insurance policy. You should have a proper idea regarding the claim coverage that the car insurance online companies are liable to compensate before filing a claim.
• Unlicensed Driving: It is very general for the owner of a car to lend his car to a friend. In such cases, your claim could get rejected by the car insurance companies if the rider has no license.

These are some of the most important reasons why your car insurance claim could get rejected. Apart from all these points discussed above, there are some more circumstances under which your car insurance claim may be terminated. Such one is when you do not consider your car insurance renewal. Car insurance companies are not liable to cover any damages if your car insurance renewal is not done on time, therefore don’t be surprised if your claim is turned down.

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