Need the Best Car Insurance to Ensure a Secured Drive

Car insurance is a must for all car owners in India. To cater to the car insurance needs of millions of car-owners in India, scores of car insurance companies have made their appearances in India’s general insurance market. So whenever you are planning to purchase a car insurance policy, you should compare motor insurance online and then settle with the right one. The best car insurance policy protects you as well as your car in all the possible ways.

Car Insurance Coverage

Generally car insurance policy comes with two types of coverage.

Liability Only Car Insurance Policy

This type of car policy covers only liabilities of the insured vehicle to third parties. The policy pays out compensation in case of third party death, accidental physical injury and property damage to mitigate the loss of policyholders. However, a liability only car insurance policy doesn’t cover losses due to theft and damage of the insured car.

Package or Comprehensive Car Insurance Policy

This type of car insurance policy offers comprehensive coverage as it not only covers liabilities to third parties but also theft and damages to the insured vehicle. A wide range of natural and man-made disasters are covered by a comprehensive car insurance policy.

The best car insurance policy also provides personal accident coverage to the owner-driver of the insured vehicle. The coverage can also be extended to passengers of the insured car.

You can buy or renew your car insurance policy from GIBL.IN, India’s fastest growing online insurance broking portal to avail discounts on car insurance premium. You can also log into www.gibl.in to get more information and Click Here to go Car insurance Page.

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Why to Never Buy Car Insurance from the Car Dealer?

There is no doubt about the fact that the whole process of insurance buying is smooth, more convenient and hassle-free when it is done through the car dealer. All that you have to do is one – say yes, two – sign the papers and three – pay whatever premium the dealer asks you to pay. Even though the procedure may appear cool and sleek, there is, however, a huge negative aspect to this. The possible problems that you could face if you choose to buy car insurance via the dealership route are mentioned below.

Premiums Could Be Costlier: Frankly speaking, car dealers get into tie-ups with the insurers. They enter into arrangements with insurance companies and they represent aspects like claims and servicing etc, apart from premiums.

These, in turn, get passed on to the car dealers along with the outline of a range of expenses. The total payment that a car dealer may receive from an insurer can soar as high as 40%. This will have an impact on the premium that you are supposed to pay. And for customers, this can render into high premiums.

Very Few Options to Choose from: You must keep in mind that a dealer’s main objective is to sell cars – not insurance. This is the reason why a car dealer will not be able to provide the policy buyer with too many options for insurance. If the dealer is associated with two or three insurers, the dealer is only going to be able to provide policies offered by those companies only. Since it will not offer options beyond their plans, it will restrict the customers on the type of policies they can procure.

Offered Add-ons May Not Fit Your Requirements: When it comes to picking any car insurance add-ons, you must keep in mind your specific requirements as well as of the car. It has been observed that the sort car insurance add-ons the dealers offer do not match the car owner's requirements. Given that the dealers work on a commission basis, they may be tempted to put those add-ons on the table that generate them the highest earnings. Also, the cost of add-ons can be higher since the dealers have limited discounts to offer their car buyers.

So you must keep in mind that you refrain from buying car insurance from the dealer and make sure that you compare various car insurance policies online to avail the best deals. If you want to renew your car policy at the lowest premium with broad coverage and attractive add-ons, simply click here and grab the best deals.

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Why Is National Insurance the Best General Insurance Company in India?

Based out of Kolkata, National Insurance is one of the most sought-after general insurance firms in India. The company had made its appearance way back in 1906. In 1972, National Insurance Corporation had begun to operate as a subsidiary of General Insurance Company in India. From 2005 onward, it has been operating as a distinct general insurance entity. At present, the operation of National Insurance Company Limited is not limited in India as the company serves one of the neighbor countries like Nepal.

Products Offered by National Insurance

National Insurance Corporation offers a range of online general insurance policies to cater to the need of customers from all walks of life. Many a National Insurance online policy is crafted for individuals such as health, motor, home, travel, etc. Apart from covering individuals, National Insurance also provides rural insurance policies, commercial insurance plans. Many a National Insurance online policy is also designed to cover industrial risks such as fire, theft, loss of equipment. Being a leader in the Indian insurance industry, National Insurance Corporation also offers customized and innovative insurance products to meet any special requirements.

More Information Click Here

At present, the company provides more than 200 types of online policies. These policies cater to the needs of a whopping 14 million policyholders in India and also in Nepal. You can now effortlessly buy National Insurance online policy from the portal of the company. You can also buy and renew National Insurance online policies from GIBL.IN, an online insurance distribution marketplace to avail hassle-free claim settlement. To catch more information, you can also log into www.gibl.in.

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What Is Covered Under New India Car Insurance Online?

• Housebreaking or theft, burglary: This New India car insurance plan covers the costs uncured from burglary, housebreaking, theft etc.
• Self-ignition, Fire, Lighting, Explosion: This plan covers the expenses uncured under fire, explosion, self-ignition, and lighting.
• Fire & Earthquake: Since both fire and earthquake are treated as one of the most common phenomena in our life, the package car insurance plan covers these two significant distasteful incidents as well.
• Third Party Legal Liability: New India car insurance online takes care of the third party legal claims arising out of third-party death, injury and property damage
• Malicious Acts: The Package Plan from New India Assurance also covers damages to the vehicle incurred due to various Malicious acts.
• Terrorist Act: The Package Plan covers any damage to the vehicle from various human activities of Terrorist Act as well.
• Natural calamities such as storm, flood, hurricane, typhoon, hailstorm, cyclone, inundation, tempest etc are also covered under this plan.
• Accidental damage by external means
• Riot and Strike: The comprehensive car insurance plan covers any damage to your four-wheeler vehicle due to the riots and strike.
• Damage to the car resulting from Landslide or Rockslide is also covered under the Package Plan.

It’s however advisable to compare New India car insurance online to avail the best coverage at a lower premium. At GIBL.IN you can renew your car insurance policy online with New India Assurance in a hassle free way.

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National Insurance Company Limited: Some Quick Facts

Behind the incorporation of the company was the motive to fulfill the nationalist objective for Swaraj. National Insurance Company Ltd. (NIC), established on 5^th December 1906 in India, is the oldest general insurance company in the country. 

After 66 years, after the nationalization of NIC, it was merged with 11 Indian companies and 21 foreign companies to form National Insurance Company Ltd. National Insurance is one of the 4 subsidiaries of the Indian Government-owned General Insurance Corporations of India.

National Insurance Company is the only public sector general insurance company (PSGIC). National Insurance has more than a few Firsts to glorify:

• An extension of the same is the specialized Techno Marketing Project Cells for insuring mega projects
• First Indian insurance company to join an alliance with major two-wheeler manufacturer M/s. Hero Moto Corp and many others.
• NIC introduced the Farmers Package Policy to suit the agrarian customer.
• NIC was the very first general insurance sector to introduce Product customization both Corporate and rural
• National Insurance Company was also the first Indian insurance Company to enter into Strategic Alliances with India’s major Automobile manufacturer M/s Maruti.

At GIBL.IN you can instantly buy or renew any product from National Insurance Company Limited at the click of your mouse and avail attractive discounts.

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What Are the Unique Feature and Benefits of Policies from National Insurance Company Limited (NICL)?

National Insurance Company Limited, incorporated in the year 1906, is India’s oldest non-life general insurance company. From the very beginning, National Insurance Company Limited has been successfully maintaining a considerable reputation among the top insurance firms. CRISIL, the Indian rating agency has rated National Insurance Company ‘AAA’. Policies from National Insurance Company are highly sought after since the company offers widespread plans to choose from at affordable premiums.

The policies offered by National Insurance Company ranks higher in the race of various insurance policies offered by many other insurers in India. NIC makes sure that each of their customers gets the best policy at the lowest premium. National Insurance Company offers exclusive plans for Health Insurance, Motor Insurance, Personal Accident Insurance, Travel Insurance, Rural Insurance, Commercial Risk Insurance and many more. Some of the key features of National Insurance Company Policies are mentioned below.

• Best Motor Insurance Policies: Undoubtedly, National Insurance provides one of a kind motor insurance plans, be it for your two-wheeler, commercial or private vehicle. The best additional covers are offered with a comprehensive motor insurance policy. National Motor Insurance policy also covers third party property damage up to Rs. 7.5Lacs.
• Widespread Mediclaim Policies: In terms of health insurance policies, NICL provides a huge range of Mediclaim plans from which you can choose as per your preferences. The company offers Mediclaim policies for everyone – individual, family & senior citizens. Some of the best Mediclaim policies from National Insurance Company comprises of National Mediclaim Policy, Mediclaim Plus Policy, Varistha Mediclaim Policy for Senior Citizen, National Critical Illness Policy, Individual Personal Accident Policy etc.
• Online Purchase & Renewal Option: In the modern era of technological advancements, you can buy the National Insurance Policies online quiet effortlessly. Likewise, National Insurance Policy Renewal Online will take hardly a few minutes of your time. You can buy or renew National Insurance policy at any given hour of the day or night by just visiting the company’s online portal. By providing some necessary information, you can very easily complete the procedure of National Insurance Policy Renewal.
• Broad Travel Insurance Plans: National Insurance Company (NIC) also offers different travel insurance plans that can be purchased for a safe journey across the world. These policies offer compensation in case of any travel contingencies that could take place during the journey.

There’s no doubt that National Insurance Offers the best policy suitable for your requirements and preferences. However, it is advisable to compare National Insurance Policies with the policies from other insurers to avail the best coverage at the lowest premium. GIBL.IN, being one of the fastest growing providers of online insurance offers you a wide range of policy comparison, purchase, and renewal on your convenience. You can renew or buy National Insurance policy with GIBL.IN without any hassle and avail attractive discounts on premium.

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Reasons Why Having Car Insurance Policy Makes Complete Sense

Car insurance is mandatory in India. As per the Motor Vehicles Act 1988, all the owners of motor vehicles much opt for third party car insurance in order to be eligible for driving it on road. Car insurance online is important since you can’t predict which unforeseen circumstance takes you in the grip. Therefore, it’s always better to be prepared than be sorry. And to be always prepared to deal with the financial setbacks that could arise out of accidental damage is to opt for the best car insurance policy online.

However, most of the people consider only third-party car insurance which is mandatory by law. But, you must know that the third party motor insurance plan has been designed to protect you against a third party claim in the event of a third party death, injury or property damage. And, however, any loss or damage to your own vehicle will not be covered under this type of motor insurance plan. This is the reason you must ensure that your car is protected under a comprehensive car insurance policy.

• Third Party Legal Liability: Imagine your car is responsible for the damage of a third party person or property, who will compensate for the damage? You need not to worry if you have a comprehensive car insurance plan because it will be taken care of by the car insurance online.
• Own Damage: Comprehensive car insurance policy not only offers protection against third party legal liability but also against any damage of your own. Your insurer will compensate against any damage to your car or any injury of your own in the event of an accident. However, this coverage will be as per the IDV amount, which stands for the Insured Declared Value and which is also your Sum Insured for the car insurance policy you choose to buy online.
• Protection against Manmade & Natural Calamities: Car insurance online offers comprehensive protection against a number of manmade calamities such as fire, theft, burglary, vandalism etc and against a number of natural disasters such as earthquake, storm, landslide, typhoon etc.
• Personal Accident Cover: The best car insurance policy in India offers personal accident cover for both passenger and driver. This cover makes sure that in the event of any injury to the passengers or driver, you get compensation.
• Add-on Covers: Apart from the above-mentioned coverage options, car insurance also has a number of effective add-on covers that you can include along with your comprehensive motor insurance plan. You will be required to pay an extra charge along with your premium to avail such add-on covers. There a various effective add-on covers that you can opt for such as the engine protector add-on, return to invoice cover, Zero Depreciation cover, etc and many more.

And if you are looking for an ideal car insurance policy online for your vehicle, we at GIBL.IN can help you unearth the best one. We will find you the best car insurance policy online from the top insurers in India at the click of your mouse.

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